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Simplify Total Insurance "We simplify insurance by understanding and attending all your needs"- Cecilia Llamas

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ACA Marketplace The primary goal of the Affordable Care Act is to broaden access to health insurance coverage. To achieve this goal, the Affordable Care Act provides a premium tax credit to help subsidize coverage, gives consumers tools to make informed choices about their health care coverage, and puts in place strong consumer protections. Agents and brokers play an integral role in helping individuals understand and act on the coverage protections that the Affordable Care Act offers COMPANIES Oscar, Molina , Av med LINKS

www.healthcare.gov

https://www.hioscar.com

Florida Kids Free or low-cost insurance from Medicaid or the Children’s Health Insurance Program (CHIP) Affordable private health insurance plans that offer comprehensive coverage to help you stay well A new tax credit that can immediately help pay your premiums for health coverage LINKS

www.healthykids.org

Medicare Medicare Advantage Plans are a type of Medicare health plan offered by a private company that contracts with Medicare to provide all your Part A and Part B benefits. Most Medicare Advantage Plans also offer prescription drug coverage. If you’re enrolled in a Medicare Advantage Plan, most Medicare services are covered through the plan. Your Medicare services aren’t paid for by Original Medicare. COMPANIES Aetna , Humana , united health care LINKS

www.aetna-medicareadvantage.com

GAP Accident Insurance We’ve all heard the saying, “accidents happen,” but planning ahead can help your family feel prepared in the case of unexpected injury. Accident insurance, also known as supplemental accident insurance or personal accident insurance, can help with those unanticipated medical costs that come with an accidental injury. Accidents do happen, but they don’t have to drain your finances. UnitedHealthcare offers a variety of accident insurance plans,1 underwritten by Golden Rule Insurance Company, to help pay for the costs of care following injuries. Hospital and Doctor Fixed Indemnity Insurance Help for Many Out-of-Pocket Medical Expenses Hospital and doctor fixed indemnity insurance, also known as fee for service insurance, pays a set amount of money when you receive specific covered medical services.1 That's money that can serve as a financial boost to help you deal with those expenses.2 Bills can be sneaky. They have a way of showing up when you least expect them—one right on top of another, once you’ve forgotten about that purchase you made. Medical bills can be the most unexpected. A health condition often comes without warning and that means a visit to the doctor or a ride in an ambulance. But what if there were benefits to help offset those up-front medical costs you’re facing? That’s the concept behind Hospital and Doctor fixed indemnity insurance. Hospital Indemnity Insurance Hospital Indemnity insurance, also called Hospitalization insurance or Hospital insurance, is a plan that pays you benefits when you are confined to a hospital, whether for planned or unplanned reasons, or for other medical services, depending on the policy. UnitedHealthcare Hospital insurance plans, underwritten by Golden Rule Insurance Company, can help you fill gaps in your medical coverage by providing cash to help cover deductibles, pharmacy prescriptions and other non-covered expenses that may arise from hospital stays and services.

TeleHealth Telehealth services include office visits, psychotherapy, consultations, and certain other medical or health services that are provided by an eligible provider who isn't at your location using an interactive 2-way telecommunications system (like real-time audio and video).

Individual ﷯ Senior ﷯

Find us at: 1907 Sw 7th Ave, Miami FL Or call us at: Tel. 7865211998

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Medicare Medicare Advantage Plans are a type of Medicare health plan offered by a private company that contracts with Medicare to provide all your Part A and Part B benefits. Most Medicare Advantage Plans also offer prescription drug coverage. If you’re enrolled in a Medicare Advantage Plan, most Medicare services are covered through the plan. Your Medicare services aren’t paid for by Original Medicare. COMPANIES Aetna , Humana , united health care LINKS

Florida Kids Free or low-cost insurance from Medicaid or the Children’s Health Insurance Program (CHIP) Affordable private health insurance plans that offer comprehensive coverage to help you stay well A new tax credit that can immediately help pay your premiums for health coverage LINKS

Simplify Total Insurance "We simplify insurance by understanding and attending all your needs"- Cecilia Llamas

FOR MORE INFORMATION PLEASE VISIT US ON OUR DESKTOP SITE

Find us at: 1907 Sw 7th Ave, Miami FL Or call us at: Tel. 7865211998

ACA Marketplace The primary goal of the Affordable Care Act is to broaden access to health insurance coverage. To achieve this goal, the Affordable Care Act provides a premium tax credit to help subsidize coverage, gives consumers tools to make informed choices about their health care coverage, and puts in place strong consumer protections. Agents and brokers play an integral role in helping individuals understand and act on the coverage protections that the Affordable Care Act offers COMPANIES Oscar, Molina , Av med LINKS

GAP Accident Insurance We’ve all heard the saying, “accidents happen,” but planning ahead can help your family feel prepared in the case of unexpected injury. Accident insurance, also known as supplemental accident insurance or personal accident insurance, can help with those unanticipated medical costs that come with an accidental injury. Accidents do happen, but they don’t have to drain your finances. UnitedHealthcare offers a variety of accident insurance plans,1 underwritten by Golden Rule Insurance Company, to help pay for the costs of care following injuries. Hospital and Doctor Fixed Indemnity Insurance Help for Many Out-of-Pocket Medical Expenses Hospital and doctor fixed indemnity insurance, also known as fee for service insurance, pays a set amount of money when you receive specific covered medical services.1 That's money that can serve as a financial boost to help you deal with those expenses.2 Bills can be sneaky. They have a way of showing up when you least expect them—one right on top of another, once you’ve forgotten about that purchase you made. Medical bills can be the most unexpected. A health condition often comes without warning and that means a visit to the doctor or a ride in an ambulance. But what if there were benefits to help offset those up-front medical costs you’re facing? That’s the concept behind Hospital and Doctor fixed indemnity insurance. Hospital Indemnity Insurance Hospital Indemnity insurance, also called Hospitalization insurance or Hospital insurance, is a plan that pays you benefits when you are confined to a hospital, whether for planned or unplanned reasons, or for other medical services, depending on the policy. UnitedHealthcare Hospital insurance plans, underwritten by Golden Rule Insurance Company, can help you fill gaps in your medical coverage by providing cash to help cover deductibles, pharmacy prescriptions and other non-covered expenses that may arise from hospital stays and services.

TeleHealth Telehealth services include office visits, psychotherapy, consultations, and certain other medical or health services that are provided by an eligible provider who isn't at your location using an interactive 2-way telecommunications system (like real-time audio and video).

Individual ﷯ Senior ﷯